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Health Savings Accounts (HSAs), Health Reimbursement Arrangements (HRAs), and Flexible Spending Accounts (FSAs) are all benefit options employers can offer.
FSAs are one of the best and most inexpensive plans that you can offer, allowing an employee to choose how much money they will spend on medical, dependent care, and health insurance, saving them anywhere from 30% to 40% on their out of pocket expenses.
HRAs are a creative option with a range of budgets, allowing employees and employers to take advantage of lower premiums offered by high-deductible major medical plans and keep health costs under control.
HSAs allow employees to use pre-tax dollars to pay for medical bills not covered by their insurance, including dental and optical care, insurance deductibles, co-pays and prescription drugs.
This guide addresses the most frequently asked questions about FSAs, HRAs, and HSAs.
Download the guide, and then learn more about how GTM’s insurance brokerage, GTM Insurance Agency, offers these plans to businesses of all sizes, and get a FREE quote here.
For more information, contact us at (518) 373-4111.
