Running a small business comes with its fair share of risks and uncertainties. From property damage to liability claims, unforeseen events can pose significant challenges to the continuity and success of your venture. This is why having the right insurance for...
Transparency and shared expectations are gold standards of any successful business relationship. When it comes to a broker, employers should look for someone who keeps them informed about important issues related to their interests. In that spirit, this article...
With the recent Executive Order by Governor Cuomo to close all non-essential businesses to slow the spread of the coronavirus, many companies may have to pause operations. Under normal circumstances, business interruption insurance helps replace income a business...
Many small business owners want affordable ways to help their employees with medical expenses, but offering a full health plan is a complex task and can be expensive. A Qualified Small Employer Health Reimbursement Arrangement (QSE-HRA) might be a good solution. The...
In general, an employer is only obligated to pay an employee if they are seeking medical attention during work time at your direction. According to Department of Labor regulations, “time spent by an employee in waiting for and receiving medical attention on the...