If you employ a nanny or domestic employee, you may be required by law to provide and maintain Workers’ Compensation coverage, depending on your state's laws. As the case study below shows, failure to comply could lead to extensive workers' compensation penalties. The...
Blog Category:
Workers’ Comp & Insurance
The Affordable Care Act and Household Employees
Regarding the Affordable Care Act and household employees, household employers may be wondering what, if anything, they need to do in order to comply with changes in health care laws. Below are some of the topics most likely to be relevant to household employers....
Why Domestic Employers Should Have Employee Dishonesty Insurance
Household employers, whether using an agency or hiring on their own, should always be thorough in screening potential nannies and other household employees. Reference checks, background and drug screenings, as well as employment verification are all critical to the...
Health Insurance for Nannies – Open Enrollment Starts Soon
With so many questions surrounding the Affordable Care Act (ACA), many household employers and employees are asking for information about how they can obtain health insurance for nannies (and other household employees), so the individuals can avoid paying any fees for...
Avoiding a Household Employee Injury
A satisfying workplace is only obtained in a healthy and safe environment. It is of utmost concern when a nanny or other household employee is taking care of family members, particularly children and seniors who are more susceptible to household injuries and...
California Permits 90 Day Waiting Period for Health Care Coverage
As of January 1, 2015 California employers (including household employers) will be able to impose a waiting period for new employee health coverage of up to 90 calendar days. A waiting period is the amount of days before new employees are eligible to participate in an...
Life Insurance for Domestic Workers
Some employers offer life insurance for domestic workers. The main purpose of life insurance is to provide a death benefit to the nanny's (or other household employee) dependents or beneficiaries, in order to help replace lost income and protect against the financial...
Workers’ Compensation 101 for Household Employers
Do household employers need to have a workers’ compensation policy for their nanny? Depending on the state in which you reside, you may be required by law to provide and maintain Workers’ Compensation coverage for your nanny or other household employee. In some states...
Can My Nanny Drive My Car?
If your nanny or other household employee is going to be driving your car, you need to check your insurance policy and make sure that he or she is a listed driver. This is especially important if the employee will be regularly driving family members to and from...
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