Workers’ Compensation Insurance

Workers’ Compensation insurance protects both you as the household employer and your employees in case of a work-related injury or illness. It covers your employees’ necessary medical bills and a portion of lost wages, while protecting you from liability. GTM is the only household management services firm licensed to provide Workers’ Compensation insurance, so you can easily add it to your GTM payroll and tax plan. Or you can purchase coverage separately. Either way, we’ll shop for competitive rates on your behalf.

Do You Need Workers’ Compensation Insurance?

The laws for Workers’ Compensation insurance are different in each state. However, even if you live in a state where coverage is not mandatory, having Workers’ Compensation insurance is a smart idea, providing financial support for your employees and protecting your home and livelihood.

States and districts requiring Workers’ Compensation for all employees States requiring Workers’ Compensation for full-time employees only
  • Alaska
  • California
  • Connecticut
  • Delaware
  • Hawaii
  • Iowa
  • Kansas
  • Maryland
  • Massachusetts
  • Minnesota
  • New Hampshire
  • New Jersey
  • Ohio
  • Oklahoma
  • South Dakota
  • Washington, D.C.
  • Colorado
  • Illinois
  • Kentucky
  • Michigan
  • New York
  • Utah
  • Washington

For an overview of how Workers’ Compensation insurance benefits you, as the employer, and your employee, watch our brief video: A Guide to Workers’ Compensation for Household Employers.

Talk to an Expert

Our insurance experts are available to discuss your needs for Workers’ Compensation insurance and get you a quote today.

Call Us
(800) 929-9213
Mon – Thurs 8:30 am – 8 pm ET
Fri 8:30 am – 6 pm ET

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