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Blog Category:
Workers’ Comp & Insurance
Affordable Care Act Changes for Household Employers
When the Affordable Care Act (ACA) went into effect several years ago, it provided transitional relief for small employers. As of July 1, 2015, it no longer offers that relief and the following Affordable Care Act changes for household employers are now true:...
Does a Nanny Get Workers’ Comp for Bee Sting?
Workers' compensation insurance for nannies and other household employees is becoming a crucial issue for household employers to address, whether your state requires you to have coverage or not. If your nanny is injured or becomes sick while working, you may be...
Eight Important Steps When Starting a Nanny Share
You've decided to participate in a nanny share with another family. In a nanny share, the nanny cares for the children of two or more families at the same time. This arrangement can help you save money and maintain your flexibility with child care. Your children will...
Travel Insurance for Families and Nannies
Do you take international business trips or go on vacation outside the country with your family? Are you concerned that your health insurance policy won't apply outside of the U.S.? Let us help you stay covered! GTM is proud to announce that we have partnered with...
The Importance of Workers’ Compensation Insurance
One week from today, the International Nanny Association (INA) will host their 30th Annual Conference, and GTM is excited to be heading to Cancun, Mexico to be among the many nannies and nanny agency staff attendees! Our Partner Manager, Julia Shannon, will lead a...
Long Term Care Insurance as an Employee Benefit for Senior Care
While often purchased through independent means, long term care (LTC) insurance as an employee benefit is being offered more often by employers. Under this LTC policy, services to meet LTC needs such as adult day care, home health, skilled nursing care, and custodial...
Nanny Injured on the Job – Now What?
Was your nanny injured on the job? Having workers' compensation insurance is of utmost importance in this situation. Workers’ compensation policies cover a household employer’s nanny or other employee in case he or she is injured while working in your home. Your...
Case Study: Workers’ Compensation and Disability Insurance
Household employers should never assume that workers' compensation and disability insurance liability is covered under their Homeowner’s Insurance Policy. A single work-related accident could leave you, as the employer, liable for thousands of dollars in medical bills...