Virtual Medicine for Nannies
With Virtual Medicine, your household employee will have 24/7 access to a physician by phone, secure messaging, or video. They can get answers to simple or complex medical questions, schedule a consult, and share pictures or videos with a doctor. It’s perfect for diagnosing and treating everyday ailments like colds, allergies, rashes, injuries, and more. The virtual medicine service can also send prescriptions directly to your employee’s pharmacy when appropriate.
If your employee doesn’t have health insurance, they may be heading to urgent care every time they get sick or injured. That can add up to hundreds or even thousands of dollars in medical costs. Or, they skip getting medical attention and wind up calling in sick and missing work. And that means you’re scrambling for backup care.
Here are some virtual medicine providers to consider:
Looking for more? Check out our other health benefit options or download our Employee Benefits Overview (PDF).
Health Insurance & Benefits Options Comparison Chart
This chart will help you compare the various plans and select one that will best meet the needs of your nanny. These are contribution rates for 2023.
FSA | HRA | HSA | QSEHRA | ICHRA | POP | |
Employer funded | ||||||
Employer tax savings | ||||||
Employee funded | ||||||
Employee tax savings | ||||||
Covers out-of-pocket expenses | ||||||
Covers insurance premiums | ||||||
Used to purchase health insurance | ||||||
Contribution limits | $3,050 | No limit | $3,850 single $7,750 family |
$5,850 single $11,800 family |
No limit | No limit |
Pairings | N/A | Group plan | High-deductible plan | Individual plans | N/A | Group plan |
Coverage restrictions | None | Must cover at least two employees | None | None | None | None |
Household Employee Benefits & Insurance
- Health Insurance
- Dental & Vision Benefits
- Small Employer HRAs (QSEHRA)
- Individual Coverage HRAs (ICHRA)
- Health Reimbursement Arrangements (HRA)
- Flexible Spending Accounts (FSA)
- Retirement Plan
- Workers' Compensation Insurance
- Travel Insurance
- Employee Dishonesty Insurance
- Additional Insurance Options
Talk to an Expert
Our insurance experts are available to discuss your health insurance needs and help you get started with health insurance for your household employees.