Additional Insurance for Household Employers
Additional insurance for household employers that you can offer your workers include:
Long-term Disability Insurance
Having long-term disability insurance protects your workers in case of injury or illness. GTM Payroll Services can accommodate any household’s budget and provide a valuable benefit to your employees.
An employer-sponsored life insurance plan from GTM Payroll offers a variety of coverage benefits, flexible to the needs of you and your employees. Choose from individual plans, group term coverage, or whole life insurance.
Voluntary Supplemental Benefits
Offering voluntary supplemental benefits helps attract the best candidates to your positions and provides employees an incentive to stay with your family. They can also lower your payroll taxes with each enrolled employee. Benefits that are available include short-term disability, critical illness, cancer, accident, and life insurance.
Disability Insurance (New York State only)
Disability is a special section of the New York State Workers’ Compensation Law, protecting workers from non-occupational injury or sickness. All employers in New York State who employ one or more employees on each of 30 days in a calendar year becomes a covered employer and must provide this coverage effective at the end of four consecutive weeks following the 30th day of employment until four weeks after termination. This is a benefit that protects workers 24 hours a day, seven days a week, for non-work related accidents or illness, including pregnancy.
Household Employee Benefits & Insurance
- Health Insurance
- Dental & Vision Benefits
- Small Employer HRAs (QSEHRA)
- Individual Coverage HRAs (ICHRA)
- Health Reimbursement Arrangements (HRA)
- Flexible Spending Accounts (FSA)
- Retirement Plan
- Workers' Compensation Insurance
- Travel Insurance
- Employee Dishonesty Insurance
- Additional Insurance Options
Talk to an Expert
Our experts are available to discuss your needs and help you get started with any of our insurance offerings.