Health Insurance

Because Life is Unpredictable

Anyone can be caught off guard by an unexpected illness or injury. Employers and employees alike benefit from household employee healthcare coverage. That’s because a health insurance policy:

• Helps you attract and retain top employees.
• Protects employees financially. Healthcare coverage limits out-of-pocket costs, protects assets, and safeguards future earnings.
• Covers more than just injury and illness. It’s not just the emergencies that insurance covers, it’s also the preventative healthcare needed to safeguard against future health problems, eliminating surprise illnesses and the resulting absenteeism.
• Can be surprisingly affordable. When employers make contributions toward premiums, your employee can pay low monthly payments.

GTM partners with eHealth Insurance Services and United Health Oxford to offer health insurance for individuals and families, including:

• Health Insurance
• Short-term Health Insurance
• Student Health Insurance
• Health Savings Accounts
• Dental Insurance
• Dental Discount Cards

Let us guide you through the insurance rules and regulations in your state, and find the best healthcare plan or products for you and your employees.

Looking for more? Check out our dental and vision plans as well as other health benefit options or download our Employee Benefits Overview (PDF).

Health Benefit Options Comparison Chart

This chart will help you compare the various plans and select one that will best meet the needs of your employee.

	FSA	HRA	HSA	QSEHRA	POP
Employer funded
Employer tax savings
Employee funded
Employee tax savings
Covers out-of-pocket expenses
Covers insurance premiums
Used to purchase health insurance
Contribution limits	$2,750	No limit	$3,550 single $7,100 family	$5,250 single $10,600 family	No limit
Pairings	N/A	Group plan	High-deductible plan	Individual plans	Group plan
Coverage restrictions	None	Must cover at least two employees	None	None	None