Additional Insurance for Household Employers

Through our affiliate GTM Insurance Agency, additional insurance for household employers include:

Long-term Disability Insurance

Having long-term disability insurance protects your workers in case of injury or illness. GTM can accommodate any household’s budget and provide a valuable benefit to your employees.

Life Insurance

An employer-sponsored life insurance plan from GTM offers a variety of coverage benefits, flexible to the needs of you and your employees. Choose from individual plans, group term coverage, or whole life insurance.

Voluntary Supplemental Benefits

Offering voluntary supplemental benefits helps attract the best candidates to your positions and provides employees an incentive to stay with your family. They can also lower your payroll taxes with each enrolled employee. Benefits that are available include short-term disability, critical illness, cancer, accident, and life insurance.

Disability Insurance (New York State only)

Disability is a special section of the New York State Workers’ Compensation Law, protecting workers from non-occupational injury or sickness. All employers in New York State who employ one or more employees on each of 30 days in a calendar year become a covered employer and must provide this coverage effective at the end of four consecutive weeks following the 30th day of employment until four weeks after termination. This is a benefit that protects workers 24 hours a day, seven days a week, for non-work related accidents or illness, including pregnancy.