Dental and Vision Benefits for Nannies

Offering dental and vision benefits for nannies and other household workers can help you attract top candidates and retain your best employees. Through our affiliate GTM Insurance Agency, GTM Payroll offers a dental and vision plan that is available in most states.

Dental coverage includes:

• Choice of any dentist
• No waiting periods
• 3 cleanings per year covered 100%
• Affordable rates
• Family-related businesses eligible

Vision coverage includes:

• Choice of eye care provider
• Exams
• Frames
• Lenses
• Contacts

Download our Employee Benefits Overview (PDF).

To get a comprehensive quote on dental and/or vision benefits for your employee, our affiliate GTM Insurance Agency can help. Get a quote.

Get a Dental Insurance Quote from Spirit Dental & Vision
Spirit Dental is not available in Massachusetts, Maryland, and Washington.

Get a Dental Insurance Quote from Denali Dental
Denali Dental is not available in New Hampshire.

Get a Vision Insurance Quote from Direct Vision
Direct Vision is not available in Florida, Massachusetts, Maryland, New York, Rhode Island, and Washington.

Get a Vision Insurance Quote from Morgan-White
New York residents only.

Health Insurance & Benefits Options Comparison Chart

This chart will help you compare the various plans and select one that will best meet the needs of your nanny. These are contribution rates for 2025.

	FSA	HRA	HSA	QSEHRA	ICHRA	POP
Employer funded
Employer tax savings
Employee funded
Employee tax savings
Covers out-of-pocket expenses
Covers insurance premiums
Used to purchase health insurance
Contribution limits	$3,300	No limit	$4,300 single $8,550 family	$6,350 single $12,800 family	No limit	No limit
Pairings	N/A	Group plan	High-deductible plan	Individual plans	N/A	Group plan
Coverage restrictions	None	Must cover at least two employees	None	None	None	None