Dental and Vision Benefits for Nannies

Benefit at a Glance

Comprehensive dental and vision coverage through GTM’s trusted insurance partners boosts employee satisfaction and retention with minimal hassle.

Offering dental and vision benefits for nannies and other household workers can help you attract top candidates and retain your best employees. Through our affiliate GTM Insurance Agency, GTM Payroll offers a dental and vision plan that is available in most states.

 

Plan Coverage

Dental coverage includes:

  • Choice of any dentist
  • No waiting periods
  • 3 cleanings per year covered 100%
  • Affordable rates
  • Family-related businesses eligible

Vision coverage includes:

  • Choice of eye care provider
  • Exams
  • Frames
  • Lenses
  • Contacts

Download our Employee Benefits Overview (PDF).

To get a comprehensive quote on dental and/or vision benefits for your employee, our affiliate GTM Insurance Agency can help. Get a quote.

Health Insurance & Benefits Options Comparison

The information below will help you compare the various plans and select one that will best meet the needs of your nanny. These are contribution rates for 2025.

  HRA QSEHRA ICHRA FSA HSA
Employer funded Optional Optional
Employer tax savings If funded If funded
Employee funded      
Employee tax savings
Covers qualified out-of-pocket expenses
Covers insurance premiums Some plans    
Used to purchase health insurance      
Contribution limits No limit $6,350 single
$12,800 family
No limit $3,300 $4,300 single
$8,550 family
Pairings Group plan Individual plans Individual plans N/A High-deductible plan
Coverage restrictions Must cover at least two employees None None None None

HRA

Employer funded

Employer tax savings

Employee funded

Employee tax savings

Covers out-of-pocket expenses

Covers insurance premiums

Used to purchase health insurance

Contribution limit: No limit

Pairing: Group plan

Coverage restrictions: Must cover at least two employees

QSEHRA

Employer funded

Employer tax savings

Employee funded

Employee tax savings

Covers out-of-pocket expenses

Covers insurance premiums

Used to purchase health insurance

Contribution limit: $6,350 single / $12,800 family

Pairing: Individual plans

Coverage restrictions: None

ICHRA

Employer funded

Employer tax savings

Employee funded

Employee tax savings

Covers out-of-pocket expenses

Covers insurance premiums

Used to purchase health insurance

Contribution limit: No limit

Pairing: N/A

Coverage restrictions: None

FSA

Employer funded

Employer tax savings

Employee funded

Employee tax savings

Covers out-of-pocket expenses

Covers insurance premiums

Used to purchase health insurance

Contribution limit: $3,300

Pairing: N/A

Coverage restrictions: None

HSA

Employer funded

Employer tax savings

Employee funded

Employee tax savings

Covers out-of-pocket expenses

Covers insurance premiums

Used to purchase health insurance

Contribution limit: $4,300 single / $8,550 family

Pairing: High-deductible plan

Coverage restrictions: None

Questions? Get Help with Employee Benefits

An employee benefits expert can answer questions you have about your requirements.

Call or chat with us during business hours, or schedule a free consultation at your convenience.

Call Toll Free: 800-929-9213

Hours: Mon-Fri 8:30 am - 8pm, ET

Reviews from Real Clients of our Nanny Payroll and Tax Services

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