Dental and Vision Benefits for Nannies
Benefit at a Glance
Comprehensive dental and vision coverage through GTM’s trusted insurance partners boosts employee satisfaction and retention with minimal hassle.
Offering dental and vision benefits for nannies and other household workers can help you attract top candidates and retain your best employees. Through our affiliate GTM Insurance Agency, GTM Payroll offers a dental and vision plan that is available in most states.
Plan Coverage
Dental coverage includes:
- Choice of any dentist
- No waiting periods
- 3 cleanings per year covered 100%
- Affordable rates
- Family-related businesses eligible
Vision coverage includes:
- Choice of eye care provider
- Exams
- Frames
- Lenses
- Contacts
Download our Employee Benefits Overview (PDF).
To get a comprehensive quote on dental and/or vision benefits for your employee, our affiliate GTM Insurance Agency can help. Get a quote.
Health Insurance & Benefits Options Comparison
The information below will help you compare the various plans and select one that will best meet the needs of your nanny. These are contribution rates for 2025.
| HRA | QSEHRA | ICHRA | FSA | HSA | |
| Employer funded |  |
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Optional | Optional |
| Employer tax savings | |
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If funded | If funded |
| Employee funded | |
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| Employee tax savings | |
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| Covers qualified out-of-pocket expenses | |
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| Covers insurance premiums | Some plans | |
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| Used to purchase health insurance | |
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| Contribution limits | No limit | $6,350 single $12,800 family |
No limit | $3,300 | $4,300 single $8,550 family |
| Pairings | Group plan | Individual plans | Individual plans | N/A | High-deductible plan |
| Coverage restrictions | Must cover at least two employees | None | None | None | None |
HRA
✔ Employer funded
✔ Employer tax savings
✘ Employee funded
✘ Employee tax savings
✔ Covers out-of-pocket expenses
✔ Covers insurance premiums
✘ Used to purchase health insurance
Contribution limit: No limit
Pairing: Group plan
Coverage restrictions: Must cover at least two employees
QSEHRA
✔ Employer funded
✔ Employer tax savings
✘ Employee funded
✘ Employee tax savings
✔ Covers out-of-pocket expenses
✔ Covers insurance premiums
✔ Used to purchase health insurance
Contribution limit: $6,350 single / $12,800 family
Pairing: Individual plans
Coverage restrictions: None
ICHRA
✔ Employer funded
✔ Employer tax savings
✘ Employee funded
✘ Employee tax savings
✔ Covers out-of-pocket expenses
✔ Covers insurance premiums
✔ Used to purchase health insurance
Contribution limit: No limit
Pairing: N/A
Coverage restrictions: None
FSA
✔ Employer funded
✔ Employer tax savings
✔ Employee funded
✔ Employee tax savings
✔ Covers out-of-pocket expenses
✘ Covers insurance premiums
✘ Used to purchase health insurance
Contribution limit: $3,300
Pairing: N/A
Coverage restrictions: None
HSA
✔ Employer funded
✔ Employer tax savings
✔ Employee funded
✔ Employee tax savings
✔ Covers out-of-pocket expenses
✔ Covers insurance premiums
✘ Used to purchase health insurance
Contribution limit: $4,300 single / $8,550 family
Pairing: High-deductible plan
Coverage restrictions: None
More to Explore
Questions? Get Help with Employee Benefits
An employee benefits expert can answer questions you have about your requirements.
Call or chat with us during business hours, or schedule a free consultation at your convenience.
Call Toll Free: 800-929-9213
Hours: Mon-Fri 8:30 am - 8pm, ET
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