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Minimum Wage: In Arkansas, the current minimum wage is $11/hour.

Overtime Rules: Household employees in Arkansas must be paid at least time-and-a-half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees and isn’t required when work is performed on a holiday.

Workers’ Compensation: In Arkansas, household employers are not required to have workers’ compensation insurance. However, it's still strongly recommended to obtain a policy. Get a quote on workers' compensation from GTM.

Paid Leave Laws: Currently, no paid leave law in Arkansas applies to household employers.

Minimum Wage: In Arizona, the current minimum wage is $15.15/hour. In Flagstaff, the minimum wage is $18.35/hour, and in Tucson, it is $15.45/hour.

Overtime Rules: Household employees in Arizona must be paid at least time-and-a-half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees and isn’t required when work is performed on a holiday.

Workers’ Compensation: In Arizona, household employers are not required to have workers’ compensation insurance. However, it's still strongly recommended to obtain a policy. Get a quote on workers' compensation from GTM.

Paid Leave Laws: In Arizona, household employers must follow the state’s paid sick leave law.

Minimum Wage: In California, the current minimum wage is $16.90/hour. Many other California cities have local minimum wages that are higher than the state's minimum wage requirement, such as Los Angeles ($17.87/hour) and San Francisco ($19.18/hour). Check this list to see if your city has a different minimum wage rate.

Overtime Rules: In California, overtime rules vary by employee classification, whether the employee is "live in" or "live out," and by hours worked on a daily and weekly basis. Review Exempt v. Non-Exempt and Overtime Pay Rules for an overview of overtime compliance.

Workers’ Compensation: In California, household employers are required to have workers’ compensation insurance as part of their homeowner's insurance policy. Contact your homeowner's insurance broker for more information, or contact GTM for a workers' compensation quote.

Domestic Workers’ Bill of Rights: California has special laws governing the employment of domestic workers. Read more about The California Domestic Worker Bill of Rights

Paid Leave Laws: In California, household employers must follow the state’s Paid Family Leave and Paid Sick Leave (Healthy Workplace Healthy Family) laws. Additionally, the cities of Los Angeles, San Diego, San Francisco, and West Hollywood have paid leave laws that apply to household employers.

Minimum Wage: In Colorado, the current minimum wage is $15.16/hour. Denver's minimum wage is $19.29/hour. In the city of Boulder and Boulder County, the minimum wage is $16.82. Edgewater's minimum wage is $18.17/hour.

Overtime Rules: Household employees in Colorado must be paid at least time-and-a-half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees and isn’t required when work is performed on a holiday.

Workers’ Compensation: In Colorado, household employers are required to have a workers’ compensation policy for all domestic workers who work 40 hours or more in a week, or 5 days or more in a week.

Paid Leave Laws: In Colorado, household employers must follow the state’s Paid Family and Medical Leave (FAMLI) and Paid Sick & Safe Time (Healthy Families and Workplaces Act) laws.

Minimum Wage: In Connecticut, the current minimum wage is $16.94/hour.

Overtime Rules: Household employees in Connecticut are required to be paid at least time and a half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees and isn’t required when work is performed on a holiday.

Workers’ Compensation: In Connecticut, household employers are required to carry workers’ compensation insurance if their employees work 26 or more hours per week. Get a quote on workers' compensation from GTM.

Paid Leave Laws: In Connecticut, household employers must follow the state’s Paid Family and Medical Leave program.

Minimum Wage: In Florida, the current minimum wage is $14/hour. This rate increases to $15/hour on September 30, 2026.

Workers’ Compensation: In Florida, household employers are not required to have workers’ compensation insurance. However, it's still strongly recommended to obtain a policy. Get a quote on workers' compensation from GTM.

Overtime Rules: Household employees in Florida must be paid at least time-and-a-half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees and isn’t required when work is performed on a holiday.

Paid Leave Laws: Currently, no paid leave law in Florida applies to household employers.

Minimum Wage: In Georgia, the current minimum wage is $7.25/hour.

Overtime Rules: Household employees in Georgia must be paid at least time-and-a-half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees and isn’t required when work is performed on a holiday.

Workers’ Compensation: In Georgia, household employers are not required to have workers’ compensation insurance. However, it's still strongly recommended to obtain a policy. Get a quote on workers' compensation from GTM.

Paid Leave Laws: Currently, no paid leave law in Georgia applies to household employers.

Minimum Wage: In Illinois, the current minimum wage is $15/hour. In Chicago, this rate is $16.60/hour. In Cook County (outside of Chicago), the minimum wage rate is $15/hour.

Overtime Rules: Household employees in Illinois must be paid at least time-and-a-half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees and isn’t required when work is performed on a holiday.

Workers’ Compensation: In Illinois, household employers are required to have workers’ compensation insurance. Get a quote on workers' compensation from GTM.

Domestic Workers’ Bill of Rights: Illinois has special laws governing the employment of domestic workers. Review the state's protections for domestic workers.

Paid Leave Laws: In Illinois, household employers must follow the state’s Paid Leave for All Workers Act and the Victims’ Economic Security and Safety Act. Additionally, the Paid Leave and Paid Sick and Safe Leave Ordinance applies to employers in Chicago, and those in Cook County must follow the county’s paid leave law.

Minimum Wage: In Louisiana, the current minimum wage is $7.25/hour.

Overtime Rules: Household employees in Louisiana must be paid at least time-and-a-half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees and isn’t required when work is performed on a holiday.

Workers’ Compensation: In Louisiana, household employers are not required to have workers’ compensation insurance. However, it's still strongly recommended to obtain a policy. Get a quote on workers' compensation from GTM.

Paid Leave Laws: Currently, no paid leave law in Louisiana applies to household employers.

Minimum Wage: In Massachusetts, the current minimum wage is $15/hour.

Overtime Rules: Household employees in Massachusetts must be paid at least time-and-a-half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees and isn’t required when work is performed on a holiday.

Workers’ Compensation: In Massachusetts, household employers are required to have workers’ compensation insurance. Get a quote on workers' compensation from GTM.

Domestic Workers’ Bill of Rights: Massachusetts has special laws governing the employment of domestic workers. Learn more about the state's domestic worker protections.

Paid Leave Laws: In Massachusetts, household employers must follow the state’s Paid Family and Medical Leave program and Earned Sick Time law.

Minimum Wage: In Michigan, the current minimum wage is $13.73/hour. This rate increases to $15/hour on January 1, 2027.

Overtime Rules: Household employees in Michigan must be paid at least time-and-a-half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees and isn’t required when work is performed on a holiday.

Workers’ Compensation: Household employers in Michigan must have a workers’ compensation policy for any employee, except those employed for less than 35 hours per week for 13 or more weeks during the preceding 52 weeks. Get a quote on workers' compensation from GTM.

Paid Leave Laws: In Michigan, household employers must follow the state’s Earned Sick Time Act.

Minimum Wage: In Minnesota, the current minimum wage is $11.41/hour. The rate is $16.37/hour in Minneapolis and $13.25/hour in St. Paul. These local rates supersede the state minimum wage and become the applicable rate.

Overtime Pay Rules: Household employees in Minnesota must be paid at least time-and-a-half for hours worked over 40 in a seven-day workweek and for live-in employees who work more than 48 hours per week. Overtime compensation is not required when work is performed on a holiday.

Workers’ Compensation: In Minnesota, workers’ compensation insurance is required if an employee earns more than $1,000 in a quarter. Get a quote on workers' compensation from GTM.

Paid Leave Laws: In Minnesota, household employers must comply with the state’s Earned Sick and Safe Time law and the Paid Family and Medical Leave program. Additionally, the cities of Bloomington, Minneapolis, and Saint Paul have paid leave laws that apply to household employers.

Minimum Wage: In Missouri, the current minimum wage is $15/hour.

Overtime Rules: Household employees in [state] must be paid at least time-and-a-half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees and isn’t required when work is performed on a holiday.

Workers’ Compensation: In Missouri, household employers are not required to have workers’ compensation insurance. However, it's still strongly recommended to obtain a policy. Get a quote on workers' compensation from GTM.

Paid Leave Laws: Currently, no paid leave law in Missouri applies to household employers.

Minimum Wage: In North Carolina, the current minimum wage is $7.25/hour.

Overtime Rules: Household employees in North Carolina must be paid at least time-and-a-half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees and isn’t required when work is performed on a holiday.

Workers’ Compensation: In North Carolina, coverage is required only for employers with more than 10 full-time non-seasonal laborers. However, it's still strongly recommended to obtain a policy. Get a quote on workers' compensation from GTM.

Paid Leave Laws: Currently, no paid leave law in North Carolina applies to household employers.

Minimum Wage: In Ohio, the current minimum wage for household employers is $7.25/hour.

Overtime Rules: Household employees in Ohio must be paid at least time-and-a-half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees and isn’t required when work is performed on a holiday.

Workers’ Compensation: In Ohio, household employers are required to have workers’ compensation insurance. You can obtain coverage through the Ohio Bureau of Workers’ Compensation.

Paid Leave Laws: Currently, no paid leave law in Ohio applies to household employers.

In Oregon, the current minimum wage is based on location within the state:

• $16.30/hour - Portland Metro
• $15.05/hour - Standard
• $14.05/hour - Non-urban counties

Overtime Rules: In Oregon, household employees are required to be paid at least time and a half for hours worked over 40 in a seven-day workweek. They must be given at least 24 consecutive hours of rest each calendar week. If the employee agrees to work on their day of rest, they must be paid overtime for each hour they work that day. Overtime compensation is required for live-in employees if they work more than 44 hours in a workweek.

Workers’ Compensation: In Oregon, household employers are not required to have workers’ compensation insurance. However, GTM strongly recommends obtaining a policy. Please contact GTM for a price quote.

Paid Leave Laws: In Oregon, household employers must follow the state’s Paid Leave Oregon program and sick time law (likely unpaid).

Minimum Wage: In Pennsylvania, the current minimum wage is $7.25/hour.

Overtime Rules: Hourly employees in Pennsylvania are entitled to a special overtime pay rate of at least 1.5 times their regular hourly wage for all overtime worked if they work over 40 hours in a week. Overtime is not required for live-in employees.

Workers’ Compensation: In Pennsylvania, household employers are not required to have workers’ compensation insurance. However, GTM strongly recommends obtaining a policy. Please contact GTM for a price quote.

Paid Leave Laws: Household employers in Pittsburgh must follow the city's Paid Sick Days Act.

Minimum Wage: In Rhode Island, the current minimum wage is $16/hour.

Overtime Rules: Household employees in Rhode Island are required to be paid at least time and a half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees and isn’t required when work is performed on a holiday.

Workers’ Compensation: Household employers in Rhode Island are not required to have workers’ compensation coverage for any full- or part-time employees. However, you can choose a voluntary policy to protect both you and your employee. Please contact GTM for a price quote.

Paid Leave Laws:  In Rhode Island, household employers must follow the state’s Healthy and Safe Families Workplace Act.

Minimum Wage: in Texas, the current minimum wage is $7.25/hour.

Overtime Rules: In Texas, hourly employees are entitled to an overtime pay rate of at least 1.5 times their regular hourly wage for hours worked over 40 in a seven-day workweek. Overtime pay is not required for live-in employees.

Workers’ Compensation: Texas, household employers are not required to have workers’ compensation insurance. However, we strongly recommend obtaining a policy. Please contact GTM for a price quote.

Paid Leave Laws: Currently, Texas doesn't have a paid leave law that applies to household employers.

Minimum Wage: In the U.S. Virgin Islands, the current minimum wage is $10.50/hour.

Workers’ Compensation: In the U.S. Virgin Islands, household employers are required to have workers’ compensation insurance.

Overtime Rules: Time and a half of the regular hourly rate must be paid for all hours worked over 8 hours each day and for over 40 hours worked in any week, including any hours worked on the 6th and 7th consecutive day of work.

Paid Leave Laws: Currently, the U.S. Virgin Islands doesn't have a paid leave law that applies to household employers.

Minimum Wage: In Utah, the current minimum wage is $7.25/hour.

Overtime Rules: Hourly employees in Utah are required to be paid at least time and a half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees or when work is performed on a holiday.

Workers’ Compensation: In Utah, household employers are required to have workers’ compensation coverage for any household employee who works 40 or more hours per week for the same employer. Please contact GTM for a price quote.

Paid Leave Laws: Currently, Utah doesn't have a paid leave law that applies to household employers.

Minimum Wage: In Virginia, the current minimum wage is $12.77 per hour.

Overtime Rules: In Virginia, hourly employees are entitled to a special overtime pay rate of at least 1.5 times their regular hourly wage for all overtime worked, if they work over 40 hours in a week.

Workers’ Compensation: In Virginia, household employers are not required to have a workers’ compensation policy. However, we strongly recommend obtaining one to protect both you and your employee(s). Please contact GTM for a price quote.

Paid Leave Laws: Currently, Virginia doesn't have a paid leave law that applies to household employers.

Minimum Wage in West Virginia

• $8.75/hour for households with six or more employees
• $7.25/hour for households with fewer than six employees
• Employees under 20 years of age can be paid a training wage of $6.40/hour for the first 90 days of employment.

Workers’ Compensation: Household employers in West Virginia are not required to have workers’ compensation coverage for any full- or part-time employees. However, we strongly recommend obtaining a policy. Please contact GTM for a price quote.

Overtime Rules: Household employees in West Virginia are required to be paid at least time and a half for hours worked over 40 in a seven-day workweek. Overtime compensation is not required for live-in employees or for work performed on holidays.

Paid Leave Laws: Currently, West Virginia doesn't have a paid leave law that applies to household employers.