Tax Savings Health Plans

Health benefits that work for your employee and your budget

Tax Savings Health Plans for Household Employers

Providing health benefits for your nanny, senior caregiver, housekeeper, or other household employee not only supports their well-being but can also offer tax advantages for you as an employer.

With GTM’s household employment expertise, you can set up tax-advantaged health benefits that make sense for both sides.

Whether you want to reimburse for health insurance premiums or contribute to out-of-pocket medical expenses, GTM can help you establish the right plan including Health Reimbursement Arrangements (HRAs) Qualified Small Employer HRAs (QSEHRAs), Individual Coverage HRAs (ICHRAs) and Flexible Spending Accounts (FSAs).

These solutions can help lower your tax burden while also attracting and retaining top talent.

Explore Tax Savings Health Plans

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Health Reimbursement Account (HRA)

Reimburse employees for eligible healthcare expenses tax-free.

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Qualified Small Employer Health Reimbursement Arrangement (QSEHRA)

Offer tax-free reimbursement for employee’s health insurance premiums and medical expenses.

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Individual Coverage Health Reimbursement Arrangement (ICHRA)

Reimburse employees for individual health insurance premiums and qualified medical expenses.

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Flexible Spending Account (FSA)

Allows employees to set aside pre-tax dollars for medical, dental, and vision expenses.

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Health Savings Account (HSA)

Lets employees make tax-deductible contributions toward qualified medical expenses like deductibles, copayments, and prescription drugs.

Why Offer a Tax-Advantaged Health Plan?

The benefits of tax savings plans for you and your household employees include:

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Save on Taxes

Reduce your household employer tax liability with pre-tax reimbursements.

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Support Employee Wellness

Help employees cover health insurance and medical costs.

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Stay Competitive

Offer benefits that attract the best talent and increase employee retention.

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Compliant and Simple

GTM ensures your plan meets IRS rules and is easy to manage.

Expert Guidance You Can Trust

GTM’s household payroll and HR professionals make it easy to provide compliant, tax-smart health benefits to your employees. We’ll walk you through plan setup, documentation, and ongoing support so you can offer meaningful benefits without added stress.