{"id":5638,"date":"2015-03-19T10:23:26","date_gmt":"2015-03-19T14:23:26","guid":{"rendered":"http:\/\/gtm.com\/household\/?p=5638"},"modified":"2016-02-24T14:08:54","modified_gmt":"2016-02-24T19:08:54","slug":"nanny-injured-on-the-job","status":"publish","type":"post","link":"https:\/\/gtm.com\/household\/nanny-injured-on-the-job\/","title":{"rendered":"Nanny Injured on the Job &#8211; Now What?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-5644 img-rounded\" alt=\"nanny injured on the job\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/080713-bone-health-300x200.jpg\" width=\"300\" height=\"200\" \/>Was your nanny injured on the job? Having <a title=\"Workers\u2019 Compensation for Nannies\" href=\"\/household\/workers-compensation\/\" target=\"_blank\">workers&#8217; compensation insurance<\/a> is of utmost importance in this situation. Workers\u2019 compensation policies cover a household employer\u2019s nanny or other employee in case he or she is injured while working in your home. Your workers\u2019 compensation policy contains a posting notice providing the insurance company name, policy number, and contact information.<\/p>\n<p>Should an injury or illness occur, here are the steps to take:<\/p>\n<ol start=\"1\">\n<li>Contact your workers\u2019 compensation carrier if there is an on the job injury or illness as a result of the employment.\u00a0 The seriousness of the injury does not necessarily matter.\u00a0<b> If the employee requires medical care or will be missing work due to the injury or work related illness, the employer should report the incident.<\/b>\u00a0Sometimes nothing further comes of the incident except a medical bill.\u00a0However, there may be complications unknown at the time of the initial incident and reporting the claim can help to keep future bills in check.<\/li>\n<li>Be prepared to provide the claim adjuster with some pertinent information:<\/li>\n<\/ol>\n<blockquote>\n<blockquote>\n<ul>\n<li>Date of incident<\/li>\n<li>Name of employee<\/li>\n<li>Brief description of the injury and how it happened<\/li>\n<li>Your workers\u2019 compensation policy number<\/li>\n<li>Phone number or email address on how the adjuster can contact the employee<\/li>\n<\/ul>\n<\/blockquote>\n<\/blockquote>\n<ol start=\"3\">\n<li>The adjuster will contact the employee directly for further details.<\/li>\n<li>A form will be sent to the employee to complete.\u00a0 There will be a section for the employer to fill in their information and employment information, a section for the employee, and a section for the doctor to complete.\u00a0 The form is then returned to the insurance company.<\/li>\n<li>The adjuster will continue to correspond with the employee and possibly the medical provider until the claim is complete.<\/li>\n<\/ol>\n<p>While <a title=\"Workers\u2019 Compensation Requirements by State\" href=\"\/household\/resource-center\/workers-comp-requirements\/\" target=\"_blank\">some states<\/a> require household employers to have a workers\u2019 compensation policy, GTM recommends having one in place to protect both you and your employee should an incident occur.<\/p>\n<p>GTM\u2019s insurance brokerage, GTM Employment Benefits LLC, provides workers\u2019 compensation policies to our clients. <a href=\"\/household\/contact-us\/\" target=\"_blank\">Contact us<\/a> at (888) 432-7972 for more information.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Was your nanny injured on the job? Having workers&#8217; compensation insurance is of utmost importance in this situation. Workers\u2019 compensation policies cover a household employer\u2019s nanny or other employee in case he or she is injured while working in your home. Your workers\u2019 compensation policy contains a posting notice providing the insurance company name, policy [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[82,77],"tags":[31,37,41,61],"class_list":["post-5638","post","type-post","status-publish","format-standard","hentry","category-employee-benefits","category-workers-comp-insurance","tag-household-employer","tag-insurance","tag-nannies","tag-workers-compensation"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Nanny Injured on the Job - Now What? - GTM Payroll Services<\/title>\n<meta name=\"description\" content=\"Was your nanny injured on the job? Having workers&#039; compensation insurance is of utmost importance. 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