{"id":2454,"date":"2013-10-07T12:09:46","date_gmt":"2013-10-07T16:09:46","guid":{"rendered":"http:\/\/108.166.11.61\/household\/?page_id=2454"},"modified":"2025-10-16T11:02:17","modified_gmt":"2025-10-16T15:02:17","slug":"health-insurance","status":"publish","type":"page","link":"https:\/\/gtm.com\/household\/health-insurance\/","title":{"rendered":"Health Insurance for Nannies"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;off|desktop&#8221; admin_label=&#8221;2025 Marketing Page Header&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;rgba(36,36,36,0.48)&#8221; background_image=&#8221;https:\/\/gtm.com\/household\/wp-content\/uploads\/2025\/10\/medical-exam.jpg&#8221; background_blend=&#8221;overlay&#8221; custom_padding=&#8221;5%||5%||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; max_width=&#8221;1200px&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@&#8221; _builder_version=&#8221;4.27.4&#8243; _dynamic_attributes=&#8221;title&#8221; _module_preset=&#8221;default&#8221; title_font=&#8221;Montserrat|Montserrat_weight|||||||&#8221; title_text_align=&#8221;center&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;50px&#8221; title_line_height=&#8221;1.15em&#8221; title_font_size_tablet=&#8221;40px&#8221; title_font_size_phone=&#8221;28px&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; custom_css_free_form=&#8221;.table-container {||  overflow-x: auto;||  -webkit-overflow-scrolling: touch;||}&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_4,1_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; max_width=&#8221;1400px&#8221; custom_padding=&#8221;25px|||||&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_testimonial font_icon=&#8221;&#xf481;||fa||900&#8243; admin_label=&#8221;product Benefit at a Glance&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||34px|||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Benefit at a Glance<\/strong><\/p>\n<p><span>Give your household employee access to affordable health insurance coverage. Promote retention, peace of mind, and financial well-being \u2026 without the complexity.<\/span><br \/>.<\/p>\n<p>[\/et_pb_testimonial][et_pb_text ul_item_indent=&#8221;40px&#8221; admin_label=&#8221;page Text&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; header_2_text_color=&#8221;#212492&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;||0px|||&#8221; z_index_tablet=&#8221;500&#8243; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; use_border_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>A Plan that Protects Both You and Your Nanny<\/h2>\n<p>Anyone can be caught off guard by an unexpected illness or injury. Employers and nannies alike benefit from household employee healthcare coverage. That\u2019s because health insurance for nannies:<\/p>\n<ul>\n<li><strong>Helps you attract and retain\u00a0<\/strong>top employees.<\/li>\n<li><strong>Protects nannies financially<\/strong>. Healthcare coverage limits out-of-pocket costs, protects assets, and safeguards future earnings.<\/li>\n<li><strong>Covers more than just injury and illness.<\/strong>\u00a0It\u2019s not just the emergencies that insurance covers, it\u2019s also the preventative healthcare needed to safeguard against future health problems, eliminating surprise illnesses and the resulting absenteeism.<\/li>\n<li><strong>Can be surprisingly affordable.<\/strong>\u00a0When employers make contributions toward premiums, your nanny can pay low monthly payments.<\/li>\n<\/ul>\n<p>Through our affiliate,\u00a0<a href=\"https:\/\/gtminsurance.com\/\" target=\"_blank\" rel=\"noopener\">GTM Insurance Agency<\/a>, GTM can offer a variety of health insurance options for nannies.<\/p>\n<p>Let us help you find the best health insurance plan for your nanny.<\/p>\n<p>Looking for more? Check out our\u00a0<a href=\"https:\/\/gtm.com\/household\/dental-vision\/\">dental and vision plans<\/a>\u00a0as well as other\u00a0<a href=\"https:\/\/gtm.com\/household\/learning-library\/health-benefit-options\/\">health benefits options<\/a>\u00a0or\u00a0<a href=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/Employee-Benefits-Overview.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">download our Employee Benefits Overview (PDF)<\/a>.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Table header and prompt&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; header_2_text_color=&#8221;#212492&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;||0px|||&#8221; z_index_tablet=&#8221;500&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; use_border_color=&#8221;off&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Health Insurance &amp; Benefits Options Comparison<\/h2>\n<p>The information below will help you compare the various plans and select one that will best meet the needs of your nanny. These are contribution rates for 2025.<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|off&#8221; admin_label=&#8221;benefits comparison table &#8211; Desktop&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_text_color=&#8221;#606060&#8243; header_2_text_color=&#8221;#212492&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;||0px|||&#8221; z_index_tablet=&#8221;500&#8243; custom_css_free_form=&#8221;.table-container td {||  line-height: 1.2em;||}&#8221; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; use_border_color=&#8221;off&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"table-container\">\n<table style=\"width: 95%; border-collapse: collapse;\">\n<tbody>\n<tr>\n<td style=\"width: 30%; border: 1px solid #ccc; padding: 8px;\">\u00a0<\/td>\n<td style=\"text-align: center; width: 14%; border: 1px solid #ccc; padding: 8px;\"><strong>HRA<\/strong><\/td>\n<td style=\"text-align: center; width: 14%; border: 1px solid #ccc; padding: 8px;\"><strong>QSEHRA<\/strong><\/td>\n<td style=\"text-align: center; width: 14%; border: 1px solid #ccc; padding: 8px;\"><strong>ICHRA<\/strong><\/td>\n<td style=\"text-align: center; width: 14%; border: 1px solid #ccc; padding: 8px;\"><strong>FSA<\/strong><\/td>\n<td style=\"text-align: center; width: 14%; border: 1px solid #ccc; padding: 8px;\"><strong>HSA<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 30%; border: 1px solid #ccc; padding: 8px;\">Employer funded<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">Optional<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">Optional<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 30%; border: 1px solid #ccc; padding: 8px;\">Employer tax savings<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">If funded<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">If funded<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 30%; border: 1px solid #ccc; padding: 8px;\">Employee funded<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">\u00a0<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">\u00a0<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">\u00a0<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 30%; border: 1px solid #ccc; padding: 8px;\">Employee tax savings<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/devhh.gtm.com\/web-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 30%; border: 1px solid #ccc; padding: 8px;\">Covers qualified out-of-pocket expenses<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 30%; border: 1px solid #ccc; padding: 8px;\">Covers insurance premiums<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">Some plans<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">\u00a0<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 30%; border: 1px solid #ccc; padding: 8px;\">Used to purchase health insurance<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">\u00a0<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png\" width=\"15\" height=\"15\" \/><\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">\u00a0<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 30%; border: 1px solid #ccc; padding: 8px;\">Contribution limits<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">No limit<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">$6,350 single<br \/>$12,800 family<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">No limit<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">$3,300<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">$4,300 single<br \/>$8,550 family<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 30%; border: 1px solid #ccc; padding: 8px;\">Pairings<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">Group plan<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">Individual plans<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">Individual plans<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">N\/A<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">High-deductible plan<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 30%; border: 1px solid #ccc; padding: 8px;\">Coverage restrictions<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">Must cover at least two employees<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">None<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">None<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">None<\/td>\n<td style=\"text-align: center; border: 1px solid #ccc; padding: 8px;\">None<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;FSA features  &#8211; mobile&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_line_height=&#8221;0.8em&#8221; header_2_text_color=&#8221;#666666&#8243; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset1&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>FSA<\/h3>\n<p><span style=\"color: green;\">\u2714<\/span> Employer funded<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Employer tax savings<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Employee funded<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Employee tax savings<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Covers out-of-pocket expenses<\/p>\n<p><span style=\"color: red;\">\u2718<\/span> Covers insurance premiums<\/p>\n<p><span style=\"color: red;\">\u2718<\/span> Used to purchase health insurance<\/p>\n<p><strong>Contribution limit:<\/strong> $3,300<\/p>\n<p><strong>Pairing:<\/strong> N\/A<\/p>\n<p><strong>Coverage restrictions:<\/strong> None<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;HRA features  &#8211; mobile&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_line_height=&#8221;0.8em&#8221; header_2_text_color=&#8221;#666666&#8243; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset1&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>HRA<\/h3>\n<p><span style=\"color: green;\">\u2714<\/span> Employer funded<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Employer tax savings<\/p>\n<p><span style=\"color: red;\">\u2718<\/span> Employee funded<\/p>\n<p><span style=\"color: red;\">\u2718<\/span> Employee tax savings<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Covers out-of-pocket expenses<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Covers insurance premiums<\/p>\n<p><span style=\"color: red;\">\u2718<\/span> Used to purchase health insurance<\/p>\n<p><strong>Contribution limit:<\/strong> No limit<\/p>\n<p><strong>Pairing:<\/strong> Group plan<\/p>\n<p><strong>Coverage restrictions:<\/strong> Must cover at least two employees<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;HSA features  &#8211; mobile&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_line_height=&#8221;0.8em&#8221; header_2_text_color=&#8221;#666666&#8243; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset1&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>HSA<\/h3>\n<p><span style=\"color: green;\">\u2714<\/span> Employer funded<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Employer tax savings<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Employee funded<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Employee tax savings<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Covers out-of-pocket expenses<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Covers insurance premiums<\/p>\n<p><span style=\"color: red;\">\u2718<\/span> Used to purchase health insurance<\/p>\n<p><strong>Contribution limit:<\/strong> $4,300 single \/ $8,550 family<\/p>\n<p><strong>Pairing:<\/strong> High-deductible plan<\/p>\n<p><strong>Coverage restrictions:<\/strong> None<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;QSEHRA features  &#8211; mobile&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_line_height=&#8221;0.8em&#8221; header_2_text_color=&#8221;#666666&#8243; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset1&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>QSEHRA<\/h3>\n<p><span style=\"color: green;\">\u2714<\/span> Employer funded<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Employer tax savings<\/p>\n<p><span style=\"color: red;\">\u2718<\/span> Employee funded<\/p>\n<p><span style=\"color: red;\">\u2718<\/span> Employee tax savings<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Covers out-of-pocket expenses<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Covers insurance premiums<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Used to purchase health insurance<\/p>\n<p><strong>Contribution limit:<\/strong> $6,350 single \/ $12,800 family<\/p>\n<p><strong>Pairing:<\/strong> Individual plans<\/p>\n<p><strong>Coverage restrictions:<\/strong> None<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;ICHRA features  &#8211; mobile&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_line_height=&#8221;0.8em&#8221; header_2_text_color=&#8221;#666666&#8243; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset1&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>ICHRA<\/h3>\n<p><span style=\"color: green;\">\u2714<\/span> Employer funded<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Employer tax savings<\/p>\n<p><span style=\"color: red;\">\u2718<\/span> Employee funded<\/p>\n<p><span style=\"color: red;\">\u2718<\/span> Employee tax savings<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Covers out-of-pocket expenses<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Covers insurance premiums<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Used to purchase health insurance<\/p>\n<p><strong>Contribution limit:<\/strong> No limit<\/p>\n<p><strong>Pairing:<\/strong> N\/A<\/p>\n<p><strong>Coverage restrictions:<\/strong> None<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;POP  features  &#8211; mobile&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_line_height=&#8221;0.8em&#8221; header_2_text_color=&#8221;#666666&#8243; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset1&#8243; disabled=&#8221;on&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>POP<\/h3>\n<p><span style=\"color: green;\">\u2714<\/span> Employer funded<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Employer tax savings<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Employee funded<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Employee tax savings<\/p>\n<p><span style=\"color: red;\">\u2718<\/span> Covers out-of-pocket expenses<\/p>\n<p><span style=\"color: red;\">\u2718<\/span> Covers insurance premiums<\/p>\n<p><span style=\"color: green;\">\u2714<\/span> Used to purchase health insurance<\/p>\n<p><strong>Contribution limit:<\/strong> No limit<\/p>\n<p><strong>Pairing:<\/strong> Group plan<\/p>\n<p><strong>Coverage restrictions:<\/strong> None<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/gtm.com\/household\/wp-content\/uploads\/2025\/10\/Employee-benefits-small.png&#8221; alt=&#8221;employee benefits&#8221; title_text=&#8221;Employee-benefits-small&#8221; disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;Illustration&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; global_module=&#8221;43376&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_heading title=&#8221;More to Explore&#8221; admin_label=&#8221;More to Explore&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h3&#8243; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#0C71C3&#8243; global_module=&#8221;43375&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Employee Benefits links&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; header_2_text_color=&#8221;#666666&#8243; min_height=&#8221;59.2px&#8221; custom_margin=&#8221;||11px|||&#8221; custom_padding=&#8221;||17px|||&#8221; global_module=&#8221;43377&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4><strong>Employee Benefits<\/strong><\/h4>\n<ul>\n<li><a href=\"https:\/\/gtm.com\/household\/health-insurance\/\">Health Insurance<\/a><\/li>\n<li><a title=\"Dental and Vision Benefits\" href=\"https:\/\/gtm.com\/household\/dental-vision\/\">Dental &amp; Vision Benefits<\/a><\/li>\n<li><a href=\"https:\/\/gtm.com\/household\/tax-savings-health-plans\/\">Tax Savings Health Plans<\/a><\/li>\n<li><a href=\"https:\/\/gtm.com\/household\/retirement-plan\/\">Retirement Plan for Nannies<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Insurance links&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; header_2_text_color=&#8221;#666666&#8243; min_height=&#8221;59.2px&#8221; custom_margin=&#8221;||11px|||&#8221; custom_padding=&#8221;||17px|||&#8221; global_module=&#8221;43378&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4><strong>Insurance<\/strong><\/h4>\n<ul>\n<li><a href=\"https:\/\/gtm.com\/household\/workers-compensation\/\">Workers\u2019 Compensation Insurance<\/a><\/li>\n<li><a href=\"https:\/\/gtm.com\/household\/workplace-insurance\/\">Other Workplace Insurance<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;HR Services links&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; header_2_text_color=&#8221;#666666&#8243; min_height=&#8221;59.2px&#8221; custom_margin=&#8221;||11px|||&#8221; custom_padding=&#8221;||17px|||&#8221; global_module=&#8221;43379&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4><strong>HR Services<\/strong><\/h4>\n<ul>\n<li><a href=\"https:\/\/gtm.com\/household\/easypay-diamond\/\">EasyPay Diamond<\/a><\/li>\n<li><a href=\"https:\/\/gtm.com\/household\/easypay-hr-platinum\/\">EasyPay HR Platinum<\/a><\/li>\n<li><a href=\"https:\/\/gtm.com\/household\/household-hr-services\/\">Household HR Services<\/a><\/li>\n<li><a href=\"https:\/\/gtm.com\/household\/household-employment-consulting\/\">Employment Consulting<\/a><\/li>\n<li><a href=\"https:\/\/gtm.com\/household\/timekeeping-household-employers\/\">Timekeeping Solution for Household Employers<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_blurb title=&#8221;Get the Free Guide: Employee Benefits Overview&#8221; url=&#8221;https:\/\/gtm.com\/household\/wp-content\/uploads\/Employee-Benefits-Overview.pdf&#8221; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/gtm.com\/household\/wp-content\/uploads\/2025\/09\/Employee-Benefits-Overview-icon.jpg&#8221; admin_label=&#8221;Employee Handbook Download 2025&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.1em&#8221; max_width=&#8221;74%&#8221; link_option_url=&#8221;https:\/\/gtm.com\/household\/wp-content\/uploads\/Employee-Benefits-Overview.pdf&#8221; link_option_url_new_window=&#8221;on&#8221; global_module=&#8221;43314&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a href=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/Employee-Benefits-Overview.pdf\">Learn about the options for health, retirement and insurance benefits<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;off|desktop&#8221; admin_label=&#8221;2025 Blue Call to Action &#8211; Emp Benefits&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; background_color=&#8221;#438dd8&#8243; custom_padding=&#8221;10px||10px||true|false&#8221; background_last_edited=&#8221;on|desktop&#8221; background_color_gradient_direction_tablet=&#8221;180deg&#8221; global_module=&#8221;43247&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{%22gcid-36fd78a7-34bc-404d-873c-dafa34efaae5%22:%91%22colorStart%22%93,%22#1d3557%22:%91%22background_color_gradient_stops%22%93}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Questions? Get Help with Employee Benefits&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h3&#8243; title_font=&#8221;Montserrat|Montserrat_weight|||||||&#8221; title_text_align=&#8221;center&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;32px&#8221; title_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||10px||false|false&#8221; title_font_size_tablet=&#8221;28px&#8221; title_font_size_phone=&#8221;20px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text quote_border_color=&#8221;#FFFFFF&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;Lato|Lato_weight|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.75em&#8221; link_font=&#8221;||||on||||&#8221; link_text_color=&#8221;#FFFFFF&#8221; quote_font=&#8221;Montserrat|Montserrat_weight|||||||&#8221; quote_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;Montserrat|Montserrat_weight|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;72px&#8221; header_line_height=&#8221;1.15em&#8221; header_2_font=&#8221;Montserrat|Montserrat_weight|||||||&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.2em&#8221; header_3_font=&#8221;Montserrat|Montserrat_weight|||||||&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;32px&#8221; header_3_line_height=&#8221;1.3em&#8221; header_4_font=&#8221;Montserrat|Montserrat_weight|||||||&#8221; header_4_text_color=&#8221;#FFFFFF&#8221; header_4_font_size=&#8221;24px&#8221; header_4_line_height=&#8221;1.4em&#8221; header_5_font=&#8221;Montserrat|Montserrat_weight|||||||&#8221; header_5_text_color=&#8221;#FFFFFF&#8221; header_5_font_size=&#8221;18px&#8221; header_5_line_height=&#8221;1.4em&#8221; header_6_font=&#8221;Montserrat|Montserrat_weight|||||||&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; header_6_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;40px||||false|false&#8221; custom_padding_tablet=&#8221;0px||||false|false&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; text_font_size_tablet=&#8221;15px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;40px&#8221; header_font_size_phone=&#8221;24px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; header_2_font_size_tablet=&#8221;28px&#8221; header_2_font_size_phone=&#8221;20px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;22px&#8221; header_3_font_size_phone=&#8221;17px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_4_font_size_tablet=&#8221;18px&#8221; header_4_font_size_phone=&#8221;15px&#8221; header_4_font_size_last_edited=&#8221;on|tablet&#8221; header_5_font_size_tablet=&#8221;15px&#8221; header_5_font_size_phone=&#8221;14px&#8221; header_5_font_size_last_edited=&#8221;on|desktop&#8221; header_6_font_size_tablet=&#8221;13px&#8221; header_6_font_size_phone=&#8221;13px&#8221; header_6_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>An employee benefits expert can answer questions you have about your requirements.<\/p>\n<p>Call or chat with us during business hours, or schedule a free consultation at your convenience.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/gtm.com\/household\/wp-content\/uploads\/2025\/03\/NeedHelp-illustration.png&#8221; title_text=&#8221;NeedHelp-illustration&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;16px&#8221; header_2_text_color=&#8221;#666666&#8243; header_3_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">Call Toll Free: <span style=\"text-decoration: underline;\"><a href=\"tel:\/\/1800-929-9213\">800-929-9213<\/a><\/span><\/h3>\n<p style=\"text-align: center;\">Hours: Mon-Fri 8:30 am &#8211; 8pm, ET<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/outlook.office.com\/book\/GTMPayrollServicesHouseholdPayrollandTaxConsultation@gtm.com\/&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Schedule a Free Consultation&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;consultatio button&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#1d3557&#8243; button_bg_color=&#8221;#FFFFFF&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;100px&#8221; button_font=&#8221;Lato|700|||||||&#8221; button_icon=&#8221;&#xf274;||fa||400&#8243; button_icon_placement=&#8221;left&#8221; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;48px||||false|false&#8221; custom_margin_tablet=&#8221;0px||||false|false&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding=&#8221;12px|15px|12px|30px|true|false&#8221; custom_padding_last_edited=&#8221;off|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;https:\/\/alive5.com\/7DWXAu5&#8243; url_new_window=&#8221;on&#8221; button_text=&#8221;Chat During Business Hours&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;chat Button&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#1d3557&#8243; button_bg_color=&#8221;#FFFFFF&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;100px&#8221; button_font=&#8221;Lato|700|||||||&#8221; button_icon=&#8221;&#x77;||divi||400&#8243; button_icon_placement=&#8221;left&#8221; button_on_hover=&#8221;off&#8221; custom_padding=&#8221;12px|18px|12px|36px|true|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; inner_shadow=&#8221;on&#8221; disabled_on=&#8221;off|off|&#8221; admin_label=&#8221;Reviews from real clients&#8221; _builder_version=&#8221;4.27.4&#8243; background_color=&#8221;#f9f9f9&#8243; custom_padding=&#8221;10px||30px||false|false&#8221; global_module=&#8221;43242&#8243; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;27px|0px|0px|0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Text Reviews from Real Clients of Our Nanny Payroll and Tax Services&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Reviews from Real Clients of our Nanny Payroll and Tax Services<\/h2>\n<p>[\/et_pb_text][et_pb_code admin_label=&#8221;yotpo carousel v20250701&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"yotpo yotpo-reviews-carousel\"  data-background-color=\"transparent\"  data-mode=\"manual\"  data-type=\"both\"  data-review-ids=\"709453424,657510505,619618330,582446966,619604985,657320009,716190003,608152597,448005358\"  data-show-bottomline=\"1\"  data-autoplay-enabled=\"1\"  data-autoplay-speed=\"3000\"  data-show-navigation=\"1\">\u00a0<\/div>\n<p>[\/et_pb_code][et_pb_button button_url=&#8221;https:\/\/gtm.com\/household\/client-reviews\/&#8221; button_text=&#8221;Read More Reviews&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Read More Reviews button&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;1bffc0fc-42a0-49d1-bd9a-ae3ade2d7206&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;16px&#8221; button_text_color=&#8221;#0C71C3&#8243; button_bg_color=&#8221;#FFFFFF&#8221; button_border_width=&#8221;2px&#8221; button_border_color=&#8221;#0C71C3&#8243; button_border_radius=&#8221;100px&#8221; button_font=&#8221;Lato|700|||||||&#8221; custom_padding=&#8221;12px|24px|12px|24px|true|true&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover_enabled=&#8221;off|desktop&#8221; custom_padding__hover=&#8221;|28px||20px|true|false&#8221; button_bg_color__hover_enabled=&#8221;on|desktop&#8221; button_border_color__hover_enabled=&#8221;on|desktop&#8221; button_bg_color__hover=&#8221;#FFFFFF&#8221; button_border_color__hover=&#8221;#0C71C3&#8243;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Benefit at a Glance Give your household employee access to affordable health insurance coverage. Promote retention, peace of mind, and financial well-being \u2026 without the complexity..A Plan that Protects Both You and Your Nanny Anyone can be caught off guard by an unexpected illness or injury. Employers and nannies alike benefit from household employee healthcare [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":20,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"Health insurance for nannies and other household employees is becoming a necessary benefit for employers to offer.\r\n\r\n[h3a] Why Offer Benefits?\u00a0[\/h3a]\r\n<img class=\"alignright size-medium wp-image-2889 img-rounded\" style=\"margin-left: 10px;\" alt=\"Health Insurance for nannies\" src=\"http:\/\/108.166.11.61\/household\/wp-content\/uploads\/prod-health-ins-300x194.jpg\" width=\"300\" height=\"194\" \/>\r\n<ul>\r\n\t<li><b>Because life is unpredictable \u2013\u00a0<\/b>Even if your employee is healthy and young, they can be caught off guard by an unexpected illness or injury.<\/li>\r\n<\/ul>\r\n<ul>\r\n\t<li><b>Because medical care is expensive \u2013\u00a0<\/b>The financial risk your employees take without health insurance also puts you at risk if they are suddenly unavailable to work and cannot afford the necessary medical attention to recover quickly. A typical hospital stay can cost over $20,000, including physician charges, follow-up care, and hospital charges.<\/li>\r\n<\/ul>\r\n<ul>\r\n\t<li><b>Because health coverage helps protect employees financially \u2013\u00a0<\/b>Medical care can quickly add up to a staggering financial loss. Coverage limits out-of-pocket costs, protects their assets and safeguards their future earnings. Retain good employees by offering assistance through financial security.<\/li>\r\n<\/ul>\r\n<ul>\r\n\t<li><b>Because it covers more than just injury and illness \u2013\u00a0<\/b>It's not just the emergencies that insurance covers. It is also the preventative healthcare needed to safeguard against future health problems. By helping with health insurance, you as a household employer are assisting in eliminating surprise illnesses, and the\u00a0resulting absenteeism.<\/li>\r\n<\/ul>\r\n<ul>\r\n\t<li><b>Because health coverage can be affordable \u2013\u00a0<\/b>If you help out as the employer, there are low monthly premiums available for single employees working in the household employment industry.<\/li>\r\n<\/ul>\r\nEach state has its own insurance rules, regulations, and mandates. GTM works with partners who have the expertise to help you sort through each states'\u00a0requirements so <b>you choose a plan that is right for you<\/b>. Regardless of how many employees you have or where you are located, you can choose from a group of insurance carriers and plan types. They can help you with health insurance that fits within your budget.\r\n\r\nIn addition, GTM has partnered with<a title=\"eHealth\" href=\"http:\/\/www.ehealthinsurance.com\" target=\"_blank\"> eHealth Insurance Services, Inc<\/a>.\u00a0a leading source of health insurance for individuals and families. Licensed in all 50 states and the District of Columbia, eHealth Insurance has developed partnerships with more than 150 health insurance companies, offering more than 5,000 health insurance products online.\r\n\r\nThe following products are currently available:\r\n<ul>\r\n\t<li>Health Insurance<\/li>\r\n\t<li>Short-term Health Insurance<\/li>\r\n\t<li>Student Health Insurance<\/li>\r\n\t<li>Health Savings Accounts<\/li>\r\n\t<li>Dental Insurance<\/li>\r\n\t<li>Term Life Insurance<\/li>\r\n\t<li>Dental Discount Cards<\/li>\r\n<\/ul>\r\nObtain a free Health Insurance quote: \u00a0<a class=\"orange-button-small\" href=\"\/household\/health-insurance-quote\/\">Get a Quote<\/a>","_et_gb_content_width":"","footnotes":""},"folder":[603,622],"class_list":["post-2454","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Health Insurance for Nannies<\/title>\n<meta name=\"description\" content=\"Offering health insurance for nannies is smart and affordable. We&#039;ll help find the right policy for you and manage healthcare coverage for your nanny.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gtm.com\/household\/health-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Health Insurance for Nannies\" \/>\n<meta property=\"og:description\" content=\"Offering health insurance for nannies is smart and affordable. We&#039;ll help find the right policy for you and manage healthcare coverage for your nanny.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/gtm.com\/household\/health-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"GTM Household\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-16T15:02:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/2021\/02\/tw_health.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/gtm.com\/household\/wp-content\/uploads\/2021\/02\/tw_health.png\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/gtm.com\\\/household\\\/health-insurance\\\/\",\"url\":\"https:\\\/\\\/gtm.com\\\/household\\\/health-insurance\\\/\",\"name\":\"Health Insurance for Nannies\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/gtm.com\\\/household\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/gtm.com\\\/household\\\/health-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/gtm.com\\\/household\\\/health-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/gtm.com\\\/household\\\/wp-content\\\/uploads\\\/green-check-15.png\",\"datePublished\":\"2013-10-07T16:09:46+00:00\",\"dateModified\":\"2025-10-16T15:02:17+00:00\",\"description\":\"Offering health insurance for nannies is smart and affordable. We'll help find the right policy for you and manage healthcare coverage for your nanny.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/gtm.com\\\/household\\\/health-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/gtm.com\\\/household\\\/health-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/gtm.com\\\/household\\\/health-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/gtm.com\\\/household\\\/wp-content\\\/uploads\\\/green-check-15.png\",\"contentUrl\":\"https:\\\/\\\/gtm.com\\\/household\\\/wp-content\\\/uploads\\\/green-check-15.png\",\"width\":15,\"height\":15},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/gtm.com\\\/household\\\/health-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/gtm.com\\\/household\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Health Insurance for Nannies\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/gtm.com\\\/household\\\/#website\",\"url\":\"https:\\\/\\\/gtm.com\\\/household\\\/\",\"name\":\"GTM Household\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/gtm.com\\\/household\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/gtm.com\\\/household\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/gtm.com\\\/household\\\/#organization\",\"name\":\"GTM Payroll Services\",\"url\":\"https:\\\/\\\/gtm.com\\\/household\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/gtm.com\\\/household\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/gtm.com\\\/household\\\/wp-content\\\/uploads\\\/gtm-logo-2.png\",\"contentUrl\":\"https:\\\/\\\/gtm.com\\\/household\\\/wp-content\\\/uploads\\\/gtm-logo-2.png\",\"width\":193,\"height\":92,\"caption\":\"GTM Payroll Services\"},\"image\":{\"@id\":\"https:\\\/\\\/gtm.com\\\/household\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Health Insurance for Nannies","description":"Offering health insurance for nannies is smart and affordable. We'll help find the right policy for you and manage healthcare coverage for your nanny.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/gtm.com\/household\/health-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Health Insurance for Nannies","og_description":"Offering health insurance for nannies is smart and affordable. We'll help find the right policy for you and manage healthcare coverage for your nanny.","og_url":"https:\/\/gtm.com\/household\/health-insurance\/","og_site_name":"GTM Household","article_modified_time":"2025-10-16T15:02:17+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/gtm.com\/household\/wp-content\/uploads\/2021\/02\/tw_health.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_image":"https:\/\/gtm.com\/household\/wp-content\/uploads\/2021\/02\/tw_health.png","twitter_misc":{"Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/gtm.com\/household\/health-insurance\/","url":"https:\/\/gtm.com\/household\/health-insurance\/","name":"Health Insurance for Nannies","isPartOf":{"@id":"https:\/\/gtm.com\/household\/#website"},"primaryImageOfPage":{"@id":"https:\/\/gtm.com\/household\/health-insurance\/#primaryimage"},"image":{"@id":"https:\/\/gtm.com\/household\/health-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png","datePublished":"2013-10-07T16:09:46+00:00","dateModified":"2025-10-16T15:02:17+00:00","description":"Offering health insurance for nannies is smart and affordable. We'll help find the right policy for you and manage healthcare coverage for your nanny.","breadcrumb":{"@id":"https:\/\/gtm.com\/household\/health-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/gtm.com\/household\/health-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/gtm.com\/household\/health-insurance\/#primaryimage","url":"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png","contentUrl":"https:\/\/gtm.com\/household\/wp-content\/uploads\/green-check-15.png","width":15,"height":15},{"@type":"BreadcrumbList","@id":"https:\/\/gtm.com\/household\/health-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/gtm.com\/household\/"},{"@type":"ListItem","position":2,"name":"Health Insurance for Nannies"}]},{"@type":"WebSite","@id":"https:\/\/gtm.com\/household\/#website","url":"https:\/\/gtm.com\/household\/","name":"GTM Household","description":"","publisher":{"@id":"https:\/\/gtm.com\/household\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/gtm.com\/household\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/gtm.com\/household\/#organization","name":"GTM Payroll Services","url":"https:\/\/gtm.com\/household\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/gtm.com\/household\/#\/schema\/logo\/image\/","url":"https:\/\/gtm.com\/household\/wp-content\/uploads\/gtm-logo-2.png","contentUrl":"https:\/\/gtm.com\/household\/wp-content\/uploads\/gtm-logo-2.png","width":193,"height":92,"caption":"GTM Payroll Services"},"image":{"@id":"https:\/\/gtm.com\/household\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/gtm.com\/household\/wp-json\/wp\/v2\/pages\/2454","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gtm.com\/household\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gtm.com\/household\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gtm.com\/household\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/gtm.com\/household\/wp-json\/wp\/v2\/comments?post=2454"}],"version-history":[{"count":10,"href":"https:\/\/gtm.com\/household\/wp-json\/wp\/v2\/pages\/2454\/revisions"}],"predecessor-version":[{"id":43738,"href":"https:\/\/gtm.com\/household\/wp-json\/wp\/v2\/pages\/2454\/revisions\/43738"}],"wp:attachment":[{"href":"https:\/\/gtm.com\/household\/wp-json\/wp\/v2\/media?parent=2454"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/gtm.com\/household\/wp-json\/wp\/v2\/folder?post=2454"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}