{"id":1996,"date":"2014-11-24T10:01:49","date_gmt":"2014-11-24T15:01:49","guid":{"rendered":"http:\/\/gtm.com\/business\/?page_id=1996"},"modified":"2026-05-07T17:23:49","modified_gmt":"2026-05-07T21:23:49","slug":"employee-dishonesty-insurance","status":"publish","type":"page","link":"https:\/\/gtm.com\/business\/what-we-offer\/insurance\/employee-dishonesty-insurance\/","title":{"rendered":"Employee Dishonesty Insurance"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_0 et_pb_row et_block_row\"><div class=\"et_pb_column_0 et_pb_column et_pb_column_3_4 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module et_pb_text_align_left preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-1946\" src=\"https:\/\/gtm.com\/business\/wp-content\/uploads\/stealingistock-300x198.jpg\" alt=\"employee dishonesty insurance\" width=\"300\" height=\"198\" \/>Employers should always be thorough in screening potential employees. Reference checks, background and drug screenings, as well as employment verification are all critical to the hiring process for any business, but sometimes, even when an employer makes the best effort possible to take precautions against hiring an untrustworthy employee, surprises do occur. According to the U.S. Chamber of Commerce, 75% of employees steal from the workplace and most do so repeatedly. An employee theft can seriously damage your business, especially small companies, because many of them cannot afford extensive insurance policies and aren\u2019t large enough to recover from the losses. The Chamber estimates that one third of small business bankruptcies are the result of employee theft.<\/p>\n<p>There is an affordable way to insulate yourself from any financial loss that may result in this situation. GTM Employment Benefits can now offer some protection against an employee\u2019s dishonest actions by\u00a0providing a fidelity bond (also called \u201cemployee dishonesty insurance\u201d). A fidelity bond protects an employer from theft \u2013 cash, checkbook, credit cards, or any property, including your clients\u2019 property \u2013 by covering the employer for any such losses.<\/p>\n<p>For more information on employee theft, see the University of Cincinnati\u2019s <a href=\"http:\/\/www.uc.edu\/news\/NR.aspx?id=19231\" target=\"_blank\">survey of small businesses<\/a>. If you are interested in employee dishonesty insurance for your business, <a href=\"\/business\/contact-gtm\/\" target=\"_blank\">contact<\/a> GTM Employment Benefits at (518) 373-4111.<\/p>\n<\/div><\/div><\/div><div class=\"et_pb_column_1 et_pb_column et_pb_column_1_4 et-last-child et_block_column et_pb_column_empty et_pb_css_mix_blend_mode_passthrough\"><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":46,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"folder":[],"class_list":["post-1996","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/pages\/1996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/comments?post=1996"}],"version-history":[{"count":4,"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/pages\/1996\/revisions"}],"predecessor-version":[{"id":18518,"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/pages\/1996\/revisions\/18518"}],"up":[{"embeddable":true,"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/pages\/46"}],"wp:attachment":[{"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/media?parent=1996"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/folder?post=1996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}