{"id":14415,"date":"2023-08-18T12:09:28","date_gmt":"2023-08-18T16:09:28","guid":{"rendered":"https:\/\/gtm.com\/business\/?page_id=14415"},"modified":"2023-09-11T22:12:43","modified_gmt":"2023-09-12T02:12:43","slug":"disability-insurance-business","status":"publish","type":"page","link":"https:\/\/gtm.com\/business\/disability-insurance-business\/","title":{"rendered":"Disability Insurance for Business"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.19.0&#8243; custom_padding_tablet=&#8221;50px|0|23px|0||&#8221; custom_padding_phone=&#8221;||10px||false|false&#8221; transparent_background=&#8221;off&#8221; padding_mobile=&#8221;off&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; global_module=&#8221;3056&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_image src=&#8221;https:\/\/gtm.com\/business\/wp-content\/uploads\/Business-Hero-3.jpg&#8221; alt=&#8221;Business-Hero-3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_fullwidth_image][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Section&#8221; _builder_version=&#8221;4.21.0&#8243; custom_padding=&#8221;10px||5px||false|false&#8221; custom_padding_tablet=&#8221;|0||0|false|false&#8221; custom_padding_phone=&#8221;5px||5px||true|false&#8221; transparent_background=&#8221;off&#8221; padding_mobile=&#8221;off&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; global_module=&#8221;3434&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_post_title meta=&#8221;off&#8221; featured_image=&#8221;off&#8221; _builder_version=&#8221;4.21.0&#8243; title_text_align=&#8221;left&#8221; title_text_color=&#8221;#46a510&#8243; title_font_size=&#8221;36px&#8221; background_color=&#8221;rgba(255,255,255,0)&#8221; parallax=&#8221;on&#8221; parallax_method=&#8221;off&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; parallax_effect=&#8221;on&#8221; module_bg_color=&#8221;rgba(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221; title__hover_enabled=&#8221;off|desktop&#8221;][\/et_pb_fullwidth_post_title][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;5px|||&#8221; custom_padding_tablet=&#8221;50px|0|50px|0&#8243; custom_padding_phone=&#8221;&#8221; transparent_background=&#8221;off&#8221; padding_mobile=&#8221;off&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_4,1_4&#8243; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Service Page Content &#8221; _builder_version=&#8221;4.22.1&#8243; hover_enabled=&#8221;0&#8243; z_index_tablet=&#8221;500&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>When employees become ill or disabled and unable to work, their jobs might be protected, but they\u2019re often left with no replacement income.<\/p>\n<p>To help individuals in this situation, several states, including New York, provide, or require that employers provide, short-term disability insurance to eligible workers.<\/p>\n<p>This benefit pays a percentage of an eligible employee\u2019s income if the employee becomes disabled because of an off-the-job injury or illness.<\/p>\n<p>As this temporary disability insurance covers non-work-related injuries, illnesses, or disabilities, it is different than workers\u2019 compensation.<\/p>\n<p>A disability is considered an illness or injury, either physical or mental, which prevents an employee from performing their regular and customary work.<\/p>\n<p>This can include elective surgery, pregnancy, childbirth, back pain, depression, mental health conditions, digestive disorders, and other related medical conditions.<\/p>\n<h2>Get Disability Insurance Through GTM<\/h2>\n<p>GTM Payroll Services offers New York State disability insurance for our clients\u2019 convenience. Our affiliate, <a href=\"about:blank\">GTM Insurance Agency<\/a>\u200b, is a licensed broker and can place insurance through multiple insurance carriers for disability and other employer-provided insurance.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/gtminsurance.com\/business-insurance\/disability-insurance\/&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Visit GTM Insurance&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Visit GTM Insurance&#8221; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; background_layout=&#8221;dark&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Insurance brochure&#8221; _builder_version=&#8221;4.22.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; module_alignment=&#8221;left&#8221; z_index_tablet=&#8221;500&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; use_border_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>&nbsp;<\/p>\n<h5><span style=\"color: #58c10a;\"><strong>Free Brochure<\/strong><\/span><\/h5>\n<p><a href=\"https:\/\/gtm.com\/business\/wp-content\/uploads\/2026\/03\/GTM-Customized-Insurance-Policies-Employee-Benefits.pdf\">Customized Insurance Policies and Employee Benefits<\/a><\/p>\n<p><a href=\"https:\/\/gtm.com\/business\/wp-content\/uploads\/2026\/03\/GTM-Customized-Insurance-Policies-Employee-Benefits.pdf\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-14493\" src=\"https:\/\/gtm.com\/business\/wp-content\/uploads\/2023\/08\/insurancebrochure-242x300.png\" alt=\"gtm insurance agency\" width=\"178\" height=\"220\" \/><\/a><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/gtminsurance.com\/get-a-quote\/&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Get a Quote&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Get a Quote button&#8221; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; background_layout=&#8221;dark&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When employees become ill or disabled and unable to work, their jobs might be protected, but they\u2019re often left with no replacement income. To help individuals in this situation, several states, including New York, provide, or require that employers provide, short-term disability insurance to eligible workers. This benefit pays a percentage of an eligible employee\u2019s [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"folder":[264],"class_list":["post-14415","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/pages\/14415","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/comments?post=14415"}],"version-history":[{"count":5,"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/pages\/14415\/revisions"}],"predecessor-version":[{"id":14608,"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/pages\/14415\/revisions\/14608"}],"wp:attachment":[{"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/media?parent=14415"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/gtm.com\/business\/wp-json\/wp\/v2\/folder?post=14415"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}